Supported Schemes
Borderli decodes and pays QR codes on the rails below. Each one is the interoperable instant-payment scheme of its country, so a pay-out reaches any merchant on that rail and a pay-in can be paid from any bank or wallet app on it.
| Country | Rail | Scheme identifier | Currency |
|---|---|---|---|
| Argentina | Transferencias 3.0 | transferencia-3-0 | ARS |
| Bolivia | QR Bolivia | qr-bolivia | BOB |
| Brazil | Pix | pix | BRL |
| Colombia | Interoperable QR | qr-interoperable | COP |
| Peru | Interoperable QR | qr-interoperable | PEN |
All of these settle in real time. The scheme identifier is what you see in instruction.scheme after a resolve.
Transferencias 3.0, Argentina
Argentina's interoperable QR system. Any bank or fintech wallet can pay a standard EMVCo QR.
Pix, Brazil
Brazil's instant payment system, run by the Central Bank. QR codes follow the BRCode standard and can be static or dynamic. Settles instantly, around the clock.
QR Bolivia, Bolivia
Bolivia's interoperable QR scheme, run by the central bank. Unlike the EMVCo schemes, Bolivian QRs are opaque encoded payloads. Borderli recognises them by shape.
Interoperable QR, Colombia and Peru
The EMVCo-based interoperable QR used by the national rails of Colombia and Peru, where Yape is the most common wallet. Both settle in real time.
Ask the API
GET /v1/schemes returns the current list, with the countries each scheme covers:
curl https://apidocs.borderli.io/v1/schemes \
-H "x-api-key: brly_test_key_001"